NGMI stands for "Not Gonna Make It". It's slang used to call out poor decisions – like panic selling during a dip, buying obvious scams, or not doing any research before aping into a token. The opposite is "GMI" (Gonna Make It) or "WAGMI" (We're All Gonna Make It), which is more optimistic. It's often used humorously in memes, but also as a reality check. There's a short glossary entry at https://paybis.com/blog/glossary/ngmi-meaning/ that explains how it's used in NFTs, Discord, and regular investing chats. Knowing the term helps you understand the social dynamics, but don't take it too personally – even experienced traders joke about being NGMI sometimes.